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Generating sales with physical or digital products often require a electronic process to collect funds or commissions.  A majority of home based business owners use payment processing systems such as PayPal and Google Checkout.  These services are easy to setup and will allow you to begin collecting funds in a few days.

Merchant Services

PAYMENT PROCESSING

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Creating a personal or business account is free. 

Personal Account

Requires a bank account. A credit card is not required but is optional.  Free to send money to others

Business Account

Requires a business bank account.  A credit card is optional.  Free to send money to others a fee is charged to receive money.   

Standard Transaction Fee: 1.9% - 2.9% + .30

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Business Account setup requires a credit card.  Checkout works in conjunction with Adwords.

If a merchant uses Google Adwords all or a portion of Checkout out sales my be free from transaction fees.   Google also offers discounted prices for FedEx shipping.

Transaction fee:  2.0% + .20

 

$49 one time signup fee

$0.45 per Sale

5.5% of Sale Amount

30 Day money back guarantee

No application fees

No monthly fees

No statement fees

No leases

No SSL certificate to buy

No fees for ACH deposits to U.S. or participating Canadian bank accounts

Check Payment or Low Cost Wire to Non U.S. Bank Accounts

FREE shopping cart

FREE code for your web site

FREE on-line tech support

Accept or send money worldwide.  Free to setup a account.  The online fee to send money is considerably higher than sending funds from a location.

Services similar to Western Union.

SHIPPING

USPS

The United States Postal Service offers reasonable prices along with prescheduled next day pickup services.  Shipping supplies can be ordered free of charge and delivered to your location.   Shipping labels can be ordered and printed on line.  PayPal interacts with USPS and allows users to generate prepaid shipping label and pay directly from their PayPal account.   Domestic and International service.

UPS

Account setup, billing, shipping, and tracking all available online. Domestic and International service.

FEDEX

Account setup, billing, shipping, and tracking available online. Domestic and International service

 

DHL

Account setup, billing, shipping, and tracking available online.  Domestic and International service.